Senior Mortgage Loan Officer: Bob Gerson, California Bank & Trust. Property type: Owner-occupied, two-unit with accessory dwelling unit in the Outer Richmond. Appraised value: $2.2 million. Loan amount: $695,000 (Loan-to-value of 31.5%). Loan: High-balance Agency 30-year fixed. Rate: 4%. Backstory: My client’s first loan, a Home Equity Line, was changing, and her payments were getting […more]
Posted in: San Francisco
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